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Thanks for all your contributions - Got a result !! When the girl at the Car Rental Desk asked for my Credit Card , I handed her my Debit Card . Straightaway she said , "this is a Debit not a Credit Card" . I just calmly said it does both . She hesitated for a second or two , then went ahead...

I am greatly encouraged by both of your answers . So , on collection of the car, I can take up the option of the paying extra premium to cover the excess . I'm more than happy to cop that - it's totally my fault . Thanks very much for your help .

With a Debit Card , I've paid for car rental in Italy . On collection I'm required to leave a deposit of €900 ...