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Self-Invested Personal Pension. Wider range of fund choice and, potentially, lower charges. They're not bad, but they're no match for Harveys.

I guess it's that too. It's also State Second Pension. Got to love acronyms. Believe S2P is more commonly used, but I HATE HATE HATE replacing Second with 2nd. SSP was a replacement for SERPS that came in around 10 (?) years ago.

:lolol::laugh:

Well, I've read this and don't have a bloody clue: https://www.gov.uk/government/policies/making-the-state-pension-simpler-and-fairer/supporting-pages/introducing-a-simple-single-tier-state-pension So, I'd suggest: http://www.unbiased.co.uk/pensions :thumbsup:

Have just checked and it looks like it's 2016 for Final/Average Salary schemes. So, if you have one of those, it might be worth considering whether you want to wait those two extra years. If not one of those, you're all sorted already. Happy to have helped :)

Depending on what type of pension plan you have, you're likely to have already been contracted back in to the state second pension. State Pensions: The standard one is payable to every living resident at their retirement age The SSP is a state pension plan of sorts, payable to those who have...