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Be mindful that HMRC are entering a period they lovingly call "SA Peak" - the deadline for SA submission [without penalty] is 31-Jan and many leave doing their SA submission until the last 5-6 weeks before deadline. Most/all HMRC IT systems have a change-freeze during SA Peak so as not to risk...

I've been doing SA for 25+ years and invariably my income tax is overpaid and they owe me a refund. It used to be the case that you put your bank details on the SA for where any refund is to be sent. In the last 2 years they have reverted to sending cheques. One last thought, are you sure...