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Half true, yes, if you have assets over £22.3k you pay for all your own care. Between £22.3k until your assets reduce to £11.3k it's on a taper. Below £11.3k you pay nothing. Both my parents are alive, but mum [90] is in a nursing home - the council have confirmed they will not enforce any...

One of you dying first and leaving everything to your spose is fine and simple - but what if you both die in a single accident? The law assumes, if not possible to ascertain with certainty, that the husband died before the wife - so his will will pass over everything to the wife. If her will...