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Villa might have a say it that?

Is this locked / fixed? For example, sign a player for £3m for a 3 year contract but in year one the player suffers a career ending injury - does the club still pay the last two x £1m installments? Does insurance cover this maybe?

Ok, we all choose to spend our money differently - here's my analogy. Some people live in a rented flat [the Withdean] whilst others choose to buy a comfortable 4 bed house [the Amex] - these are very different asset investment strategies. Some folk also have a second smaller holiday home...