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I took the choice to do the house instead of University fees. Both my girls got whacked for the 'new' £9K a year + loans for accomodation etc. The youngest did 4 years for her Masters and now owes over £65K. Interest alone means that is going up by over £2K a year. She's got a good job on £30K...

Then I would consider you lucky, not a hope in hell my girls would be able to save unless they came home, but Seaford is well out of reach of their jobs so they are forced to pay (almost) criminally high rent I very much get the point about care costs as I have to pay for my M-I-L ...... but...

TBF you were lucky to get a council house. No chance at all for the 'kids' (my girls are 23 and 25) of today who pay a vast proportion of their monthly net income to rent very small, and frankly shit private flats Back in those days when I bought my first house (a 3 bed semi) I had to pay a...

That's my approach ... I've said to them when they are ready I will 'lend' them £xxK each but I want them 'settled' (not defined that) and to see them make some contribution too (if they save SFA then they don't get it) I doubt I'll get anything back but if they win the lottery, or sell for a...