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I'm not arguing with your post, first time home buyers have been let down very badly for a long time, just giving the alternative argument. Many kids still living with their parents up to 30 is the indicator, they can't afford a deposit and rent is stupidly high, and a rip off from letting...

As opposed to the recent governments fantastic record of building very affordable, first time buyers homes.

Just buy them a house, easy. Or die early.