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I agree but my point is that the civitas precis would have you down as a scrounger despite the fact you worked all your life and are now being taxed on what is one of the worst pensions in the civilised world

And if you read the ONS report rather than the civitas precis you will see it references education and health as benefits in kind. The point it is making is that the income inequality means that 1) there are people where even the minimum wage isn't enough to even fund what is needed. 2) we have...

The ISA which followed the TESSA (tax exempt special savings account) and launched by John Major in his only budget as Chancellor. There is nothing wrong in offering tax breaks to stimulate saving/investment. There are however issues with schemes that allow taxable income or indeed tax due to be...

I wonder if Infosys will be bidding for the contract to supply the fit for work assessment. As in all walks of life we should follow the money here.

Any chance of naming the source of this? Surely you remember this from when you did your degree? If it's based anywhere near 55 Tufton street then you lose 5 marks for a poor quality source reference