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But what if it was 10% or 15%?? Which is more likely for the promoted clubs. Even with hefty investment it only incrementally improves the chances of staying up compared to some of the established teams.

Your analogy isn't quite right though is it. If you were put on secondment for 9 months and your salary went from 20k to 100k, but you knew there was a chance that at the end of that period you would be going back to 20k p.a. would you pi$$ it all up the wall, or put some aside just in case? Or...

Naylor quoted £600,000 rated a few times: http://www.theargus.co.uk/sport/10927739.Seagulls_eye_Cardiff_s_Mason_as_Barnes_exit_looms/ http://www.theargus.co.uk/sport/10936604.Barnes_urges_Albion_to_sign_Mason/...

That depends who they are trying to sign, for example would Bridcutt sign a contract with a relegation clause in for a chance of premier league football? Or spend the rest of the season in the championship?