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Extremely unlikely any mortgagee will lend you more than the value of the property, but I would explain your position/concerns (potential roof issue etc..) to your financial advisor who will be able to best guide you in respect of finance. The most important thing is to ensure you at least have...

My advice, as a retired proprietor of an independent Brighton agency for 25 years, is that you don't need to show the owner any emotion as to how much you love the property. Just be calm, collected and considered with your viewing and simply thank the owner for having shown you round. The owner...