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Nobody is talking about auto-enrolment here - the obligation for employers to make pension contributions on behalf of employees and for those employees to start paying some of their net pay into that scheme too. That is kicking in for many smaller businesses now and throughout 2016, so just...

The UK government wants these cuts because they cannot afford the public spending budget. Real austerity is when tax rates rise, public services are slashed and welfare payments are significantly. Greece is the yardstick on real austerity, I'm arguing the welfare cuts are the first concrete...

Throughout the last seven years since the crash tax rates have been pretty stable, tax credits have actually ballooned in that time, the tax free Personal Allowance has gone up by 65%. We've had tinkering, not austerity like the Greeks.

How? Compared to Greece we've hardly scratched the surface of austerity and the deficit reduction is not happening quickly enough. I'm not saying I agree with the Tories, I'm merely commenting on what is going on.

In April 2016 the new dividend tax will kick in, affecting many owner managers of limited companies, an effective 4% tax rise for many hundreds of thousands of workers. I can't see Middle England taking this on the chin if the low paid dodge tax credit reform now. To my mind this is the first...