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very thorough and extremely helpful. Thank you. One question - if we were able to secure a mortgage £15k over the agreed house price, would that £15k not be returned to us as cash funds after the house payment had gone out? Thus giving us the capital to carry out the work.

yes, its' not a simple roof at all. House is 250 years old. Detached, gables, hips, the lot.

Yes. I'm certainly leaning this way. I think that, if we go ahead, I'll go down the route of 'loving' the property in front of the homeowner (I genuinely hope I do - my wife saw it first time, not me). However we just would not be able to afford to do the remedial work on the roof over and above...

V. useful - thanks. Did they raise it after having seen the survey?

Just to address one other area many have mentioned - we have absolutely no expectations of hitting the stamp duty holiday deadline! That ship has sailed. Thanks for the responses so far - plenty of food for thought.

Not sure if that's accurate. We have had viewing all through until accepting an offer 10 days ago, and we are seeing houses ourselves now. We did have a couple of estate agents refuse us viewings until we had an offer on ours though, so perhaps this is the situation affecting your daughter?

We have a second viewing on a house that we are pretty keen on, however we have found out following the first viewing that the roof on the house is in a bad way and will cost c£15k to fix (wife's work colleague is a roofer who worked on the house last year and told them it needed replacing). We...