I didn't say ''one size fits all '' - If it did, my suggestion would be a ''well trodden path'' - Though never too young for Assisted Housing'' - Even if it is someone just to do the cleaning and ironing
Best way to get kids on the Housing ladder and deal with some IHT complexities and negate the need for the parents not to have to purchase a ''Stanner Stair Lift'' or have to adapt the bathroom for ''infirmed years'' of the parents in one swoop.
Gift your house to your child - Let the kids...