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That sounds a pretty good idea right now. But I'm quite ignorant on these matters.

You'll have to forgive my ignorance, and genuine question, can you explain that to me?

If you are single, living on your own and employed you are pretty shafted at the moment. You shoulder all living costs on your own, food shopping is very uneconomical, rates and council tax all come from one income. Married couples, with or without kids, who are both employed probably have it...