So I've contacted bank and they have asked me to complete the complaint forms,found said loan agreement and there is no mention of PPI in this,the bank think I was covered by PPI and so far have been apologetic as to being told I was covered by advantage gold,small print in loan says I need to...
As I didn't drive or travel at the time and already had life insurance I was told the advantage gold would help get the loan and a better rate,only reason I signed it,thought I still had to keep it going to stay at the rate I was at,worse part was he went to my school and was a fellow albion fan
The first loan I had before adding the 5k I was told if I take the account upgrade to advantage gold I would get a slightly better interest rate and cover against missed repayments amongst other things,but looking back at the original loan I already had ppi included in the loan itself,so why...
I was told when I had my loan meeting that if I had an advantage gold card it entitled me to life insurance and cover on my loan if I couldn't repay,I went with that and it was an extra £12 a month taken from my current account,but then looking at the loan agreement in detail I was covered...
I had a loan with natwest 5 years ago,last year I added 5k on to it but not sure if the ppi is applicable to newer loans,keep getting texts and letters about it but not sure