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You seem quite any angry person, and i'm not sure engaging in debate with you is wise, so I'll keep my reply brief. Firstly, I'm not stupid, as you imply, and understand that keeping an animal is not cheap. Which is why I have been cautious and invested in a good, albeit expensive, insurance...

Welcome news. I took my doggy to the vet a couple of weeks ago for a follow-up check with a cardiac specialist. A 15 minute consultation which involved a few questions and brief physical examination cost a WOPPING £270. That works out at over £1000/hr. Not sure how this is justified...