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Totally agree. He was the reason Reading came back into the game second half. I'm quite impressed with Ward, something I didn't expect to say when I heard he had signed, so he's won me over ....... but he's no Wayne Bridge.

My stepson used to work for a building society (I'm not going to name them) dealing with mortgage applications. A well known Premiership footballer (not an international, but everyone on this board will have heard of him) applied for a mortgage and my stepson was very surprised my how low his...