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Sale of the debt to the Russian Mafia?

God I do sound like a real cynic, but the only person who is going to have to “live” with this is the OP. However you dress it up an offer of £1 a month for 105 years is a complete pisstake, even if they are chancing it as an opening offer. It’s pathetic, much better to step away and have...

Useless unless the debtor has a job that will fund paying the money back in decent increments in which case that could be the way to go. If as I cynically believe he might be, he’s a chancer who knows the system it’s a complete waste of time. I am not quite clear whether he used the money from...

I’d like to think that I wouldn’t arrange something really expensive that I had no means to pay for and probably didn’t intend to pay for and then expect the person who provided the goods/service to foot the bill.

I am talking about the person who arranged the funeral and then didn’t pay for it, or are you saying it’s ok to do that because he/she couldn’t actually pay for it so left the OP with the bill? Yeah I’m calling that pretty low. I have no experience of CAP but the offer of a £1.00 per month IS...

Never surprised how low some people stoop, there are some right shitheads out there. I imagine, being in business, you are almost certainly going to have to write this debt off (unless you are willing to spend time and money chasing a bad debt) bar £1 a month, which is an insult in itself from CAP.