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Thanks all, some interesting stuff

This is after a call to Direct Line who will only come down £70 which leaves them £100 more than Endsleigh. I'd better investigate that I am definitely getting like for like

Had a much cheaper quote than Direct Line who I normally use and find very good. The reviews on Endsleigh look awful. Are they really that shit? £100 cheaper is not much if they are going to be ********s in the event of a claim