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Not really addressing the simple economics here though are you. A huge part of the reason why BTL snap up the flats is because there is no competition from FTB. With more competition BTLs either have to pay more for their properties or walk away. Most BTLs are soley motivated by money so I...

Help to Buy doesn't apply to BTL. Simple market economics says that this hurts BTL. More people buying = less people renting = lower rents

Isn't that pretty contrary to the below. Should they have to wait or should they be able to get a mortgage now through Help to Buy. "Agree. One thing that has depressed me is a conversation I had a few years ago with a couple of friends who both earn above average wages but did not have any...

But that is what Help to Buy is trying to fix, those with a high salary but no deposit. Now you could argue for a wholesale reduction in house prices, but all that is going to do is plunge millions (including nearly all recent FTBs) into massive negative equity. No Government is going to...

A very good thing IMO. You could easily have people who have high salaries in secure jobs but don't have the 20% deposit. Take Brighton. A one bed flat is probably around 200k. Even on a big salary, it would probably take 5 plus years to save £40k. All the while they are paying out rent...