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Oh and in terms of IFA's you want to try to find a qualified care fee specialist rather than just a standard IFA. There is SOLLA (society of later life advisers) which might be a good place to start when looking for an advisor http://societyoflaterlifeadvisers.co.uk

I own a home care company so come in to contact with homes quite regularly. Not sure if your parents live in East Sussex but the following link will allow you to download the care choices directory which contains a list of all the care homes in the county, on page 34 onwards there is also a...