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Must remember to move to Anglesey when my son starts driving :rolleyes:

Vitality leaving the personal lines car insurance market. https://www.insurancetimes.co.uk/news/vitality-announces-it-will-leave-car-insurance-market/1445620.article The article reinforces some of the reasons on this thread as to cost increases. Unfortunately, this is not good news for...

Not completely. The price will be made up of a huge number of factors. What it's used for, mileage, limits on various things you can claim for, postcode of where it's kept, NCD, all sorts. But the industry pricing certainly follows trends. Every insurer is competing for greater market share...

If the issue is across the board - all EVs of a certain make manufactured between x and y then of course, you're correct. But I'm talking about individual issues with electronics, hardware and software configuration. Anecdotally, a mate of mine just had a 17 plate Hyundai written off because it...

This is partly the Brexit premium. Supply chain delays are increasing costs anyway, whether you have a courtesy car or not. But it's not all Brexit. The average age of a garage owner in the UK is now 65 and the number of auto body shops has decreased by 20%. Finding someone to do the work...

You can often negotiate if you've been with a carrier for a long time and have a good no claims record. If you moved last year on the aggregators and have already had a claim? Not so much. Admiral are generally decent though. I know a few people there, have very competitive pet insurance with...

Because you get more write offs more often and that affects the risk - i.e. what the insurer thinks they will pay out. Higher claims experience always equals higher premium. You can have a line of code go wrong in a car now and it won't work. Back in the day it pretty much had to be totalled...

Car insurance has gone up by around 43% across the board. Inflation is partly to blame with the costs of parts going through the roof. Higher cost of risk / repair = higher premiums. Cars are now increasingly being written off due to software or battery issues after only a few years. And there...