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Fair play, i typed it on my phone whilst queuing (on private land) to get in the boot sale this morning :) Never posted on here before using my phone, thats how bored i was !

I owe nobody mortgage free kids both working so they self sufficient so they don't cost anything now just food utilities and holidays but holidays come from savings wife has part time job so I assume she uses her money as well for some things

I wish !. I'm mid 50's with wife and two kids at home.

Currently i bring in circa £2k a month and i put away £1600 each month for a rainy day so i guess i can live on £400 a month.