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Thats a very good point. did not think of it in that context.

Your missing the point, the address of the registered keeper of the vehicle would have to match the policyholders address for them to pay out.

when you make a claim they will want to send details, forms and eventually the payout to the post code given. And if the vehicle is written off you have to send them the log book, when it don't match the post code they wont pay out. Are people really that naive.

How can you lie about your post code??? It where the policy and documents are sent to