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I think I was caught out that time because I knew I was low on funds in the bank, if I had more money (enough to cover the direct debit) I would have been suspicious. I’ve had another look at the original email and it has scam written all over it.... bad grammar, a Japanese source, they just...

I’ve been stitched up good and proper by a scammer over the last few days. I can usually smell a scam email from a mile away but on Wednesday I received an email from TV Licensing to say that they had tried to take a monthly instalment from my bank and it had failed. It all looked so genuine, it...