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The below is more detailed than I could be. http://www.thecarexpert.co.uk/car-finance-pcp-explained/

Leasing is the way to go if you are after new. There are some fantastic deals. The last leasing deal I had was for two years and I saved two thousand that I would have lost in depreciation. It also depends a lot on if it HAS to be a brand new, latest reg car. Also cash or finance. So many...