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I would agree with you but that is bad management plain and simple - blame the clubs owners/administrators for that - not other clubs nor the players. If an owner, or anyone else, wants to donate money to pay those high wages, then fine, just limit the clubs ability to borrow money to do so -...

Personally I see nothing wrong with providing a club with funds via equity purchase - or indeed other schemes such as sponsorship deals. These do not increase the liability of the club - where existing loans are converted into equity, for example with BHAFC, it actually reduces those...