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All the branches of everything closed where I live, so its on line or nothing (or the Post Office which is effectively the same thing).

Smile is on line only, although it has had some issues with its website in the last couple of years - none of which were serious but were occasionally annoying while they lasted. (edit - just checked and you need to be 18) HSBC children's bank account is for under 18s, and the website say you...