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Heaven forfend!! :eek:

If they don't charge commission or fees then they must make money by exchange rate. First I don't want them to exchange the euros, I want to keep them, and secondly you say they use interbank rates. How do they make money then? But thanks for the suggestion, I'll check them out

I was wondering about TransferWise. can you withdraw euros in cash from your account with them? I assume they don't have branches.

Yes I can but I don't want to. I want a euro account based in UK. Plus Spanish banks are VERY expensive

We get paid in euros by bank transfer (usually from Spain) which I direct to a currency broker we use who converts them to pounds and sends them to my UK account at the Halifax. But when I go back to Spain I convert some of these pounds back to euros to take them with me, which means I get hit...