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Is this simple product description? I think not.

Honestly, I'm not trying to pee on anyone's parade. Just a bit of friendly advice! There's a reason why those TV and radio adverts all have disclaimers.....

If he arranges mortgages and he's not regulated by the FCA then I'd be very surprised. http://www.fca.org.uk/firms/financial-services-products/mortgages From the FCA website as per link: The products we regulate are: Residential mortgages. This includes any mortgage or loan secured with a...

It's a very accurate assessment unfortunately. If US is regulated by the FCA then there is a code of conduct with regards to giving investment advice. Even informal advice such as given in this thread needs to be considered. If someone acts on what US has suggested and it goes tits up then he's...

Uncle Spielberg - just a word to the wise. You're getting dangerously close to giving financial advice. Might be sensible to caveat your responses on here just to cover yourself.