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I didn't see the memo that said interest rates will remain at 0.5% for eternity. Young people (and some not so young) will be stretching themselves to the limit to take advantage of this scheme, loading up on huge debt. For some, partaking in this scheme will be one of the worst things they...

Terrible idea. This is just going to increase demand without increasing supply. The result house prices keep rising, more people priced out. It's a just a ploy to buy votes for the next election by making everyone feel richer.