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The only difference here is that this product is actually run and administered by a third party, so it is their conditions being amended rather than the club’s.

I’ve received a further reply from the club to say the Ts&Cs have now been updated to reflect that you don’t need to have purchased the ST and Booking Protect at the same time.

In case anyone is interested, I did receive a swift reply from the club on this point above, acknowledging that the clause was slightly confusing and that they'd be clarifying directly with Booking Protect (who I presume operate or underwrite the scheme).

I should have clarified that I was potentially interested when the email came in. I'm always somewhat skeptical of these ticket protection schemes, so decided to read the particulars of the terms.

100% not. I just wanted to flag that clause, as I didn't want another fan to take out the insurance and potentially not read through the full terms and conditions. I might be wrong and be taking that section too literally, but I thought it worth clarifying at least.

The subject line of the email says protect your 22/23 Season Ticket.

"Season Ticket – A non-refundable, authorised season ticket that was purchased from us where Booking Refund Protection has been included at the same time as purchasing the season ticket(s)" This is the crucial bit for me. I've emailed the club on this precise clause in the Ts&Cs. Given they're...

Perhaps something for our FAB members to raise at the first meeting.

Really, really disappointing from the club. At a time when everyone is struggling, it seems like a bit of money grab, based on spurious conditions.