That sounds like many of the same arguments being used to not leave the EU, been looking at properties luckly I have no mortgage and I am retired so I can for the same value as my three bed terraced house which has a tiny garden and no garage or off road parking, for the same value I have seen...
Good luck Scotland if they do choose to break free and then manage to region the EU I will seriously be considering moving north of the boarder and applying for citizenship