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No, no, HKFC is right, this is what happens. If you think about it what else can you do if you havent a budget to cover an experienced teacher over a less experienced one, it works with your football analogy too ?

I am not so sure, you seem all over the place with this statement. I agree in parts then whoooosh we are all suddenly doomed. We're a pretty average family, wife went to University later in life after the rigours of self employment and I have run different business with differing success. Our...