Is the lack of housing or access to getting on the ladder a south / southeast thing? It's been talked about in this thread but does the midlands up have the same issue?
I purchased my first house in 2005 for 50k, but it was in Belfast... I was earning very little, and there's no way I could...
I got a tasty 125% Northern Rock mortgage at the age of 21. I only asked for 100%, but they recommended I go on holiday, buy a new car, and generally enjoy life as it would be wrapped into the 30 years. I think they even included all the fees so there was zero cost to being a homeowner. Those...
Is there a reason there are no longer fixed-rate mortgage terms available? i.e a 30-year fixed at say 5% vs the crazy low/free money short 3-5 deals that has fuelled the market for so long. That would at least give some consistency so we're not seeing huge increases that people can't afford...