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When I retire I get a tax free lump sum which will be the only chance for my kids to get on the housing market at present. The whole housing market is now obscene beyond words and London is fuelled by foreign investors purchasing expensive houses. When the inevitable does happen and interest...

I actually agree on this as well, very stupid idea to inflate the housing market and just recreate the same total carnage again. What happens when the inevitable rise in interest rates has to happen ?