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That's a fair point. That was a poor choice of wording on my part. I would also point out that I am not anti Amex. I simply haven't considered it because when I first began using credit cards 25 years ago, there were more retailers who declined it that accepted it. During that time Amex have...

Amex charges retailers more on the basis that it gives them access to cardholders information and because American Express members spend more money. As a result, most small businesses can't afford to accept the card. If you're only using the biggest retailers then you're going to find that it is...

It's a fact. The last job I had was in a cafe that didn't accept it for that reason and it's the same with others around my way. Most small businesses can't afford to pay their charges. Even Seagulls player won't accept it.

I've never even considered Amex because hardly anyone accepts it due to their massive fees to the retailers.