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Just goes to show you have to read all these days, as you'll get caught out. Shame that there's so many clauses.

https://www.bbc.com/news/uk-wales-64187351 UK man suffered severe injuries, whilst in Thailand and now faces £20,000 hospital bill after worldwide travel insurance doesn't cover his fees. A warning to all who take out any insurance, to read the small print. "It was something in the small...