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She got quoted something like £750 on a £8k Corsa (one owner, 15,000 miles) which was not what we were expecting because people were saying "new driver...3k insurance..." I guess that's what we're taking our lead from.

The reason for spending on a newer model was apparently that lowers the insurance and less likely to develop any significant issues?

No, not what was yours, but Mrs Alfie22 has just passed her driving test (in a Corsa) so we will be looking to buy our first car. She's keen on a similar size car as the Corsa and we have to consider space for a couple of youngsters but we literally know nothing about car buying in general...