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Didn't the CML put out something recently indicating that something like 2.3 million households will struggle to pay an additional £100pm on their mortgage (equates approx to a 1% increase on a £120K mortgage).

I still don't see why a potential borrower shouldn't expect to have to demonstrate their sources of personal income and indicate to the lender how they propose to pay off the loan within the proposed term? It's got nothing whatsoever to do with my/our personal experiences but since you've...

So lenders will in future require potential borrowers to prove their personal income. Pay slips, P60's, business accounts; I can't see what on earth is the big deal with this?