That is possibly going to link your property with the word 'flood' - I was thinking more of external flood risk (from sea / river / heavy rainfall), which is why I was thinking of trying a different company that takes a different view on the risk of your property being flooded. I will repeat, I...
Flood risk?
It would appear that many insurance companies have amended / changed their flood risk modelling, and have seriously increased their costs as a result. See https://www.theguardian.com/business/2025/apr/23/my-renewal-quote-co-op-home-insurance-has-almost-tripled-to-1353 as just one...