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I was freezing in the NS West Ham game, literally shivering, so I nipped down to get their last chicken pie … a life saver :lol: It had this effect

Chicken or steak for me, warming on a winter’s game. ‘That’ shortcrust pastry ❤️

They haven’t. And are still gorgeous.

The profiteers Win A Lot.

Profiteering by the mobile network operators. Payroll costs take just 10% of their income.

The have’s and the have-not’s. With many of the have’s having moderate income, but being by choice up to their eyeballs in card and car lease/PCP debt ….. they would say “life’s too short”.

Separate to that, with caveats, the general advice for those with fixed deals ending was: 1. Take very short term fixes or variable rate products, awaiting lower rates in 2024; or 2. If you like certainty / hate the stress of not knowing future variables, take a fixes deal. 5 years but no more...

Agreed. We use Lidl (dare I say …. Goldstone Ground), it’s spacious so missing the narrow aisled chaos of Aldi Portslade. Making the Lidl trip first, getting the missing items elsewhere. Probably saving us £200 per month, for 4.

Which doesn’t explain the runaway food price inflation in continental Europe, starting prior to Ukraine. Some major countries it’s higher than UK’s R4 various prog’s have mentioned, even recently, that global supply chain issues post lockdowns remain eg empty containers are still in the wrong...

The whole of Europe is suffering. The lockdowns created global supply chain issues never sorted, millions of workers decided to have a long term or permanent break from the rat race, then fuel (distribution and glasshouse) costs rocketed, finally Putin’s trying the screw Europe on foodstuff...

Timing/luck will be key. Fixed rate deals are now 1% cheaper than a month ago. Martin Lewis with an economist specialising in this field last week projected rates 3% lower by the end of 2024. Subject to no new global events screwing everything again.

Yes. Grocery costs have rocketed over the last year. Still very much pays to shop at Lidl/Aldi for us. £140 a typical spend at Sainsbury’s, seems like clockwork to be around £100 at those two.