Relying on the bank of Mum & Dad doesn’t have to mean they’re chucking 30k at a deposit, although I do know more than one person who has had the major majority of their mortgage paid for by their parents.
I know dozens of people my age who were/are paying ‘rent’ at home and their parents are...
As an under 30, 99% of us can’t even dream of affording a mortgage unless they rely on the bank of Mum & Dad
In fact, a lot of us can’t even afford to rent our own place in our own hometowns so I’m glad we’ve had it easy so far.