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That's a tad unlucky - both the XR and the X have IP67 water resistance which, whilst not brilliant, do protect the sensitive stuff from most likely encounters with water.

I'd expect any phone to have been reset to factory defaults which means you'd be prompted to do FaceID as part of setting it up again. As above, I'd do a factory reset regardless now, as you don't know what may still be lurking on there from the previous owner - you want to wipe it clean and...