Having used one I think the wheels are to small and as such have a tendency to flip if they encounter even a small pot hole or even worse the rider is zigzagging around these obstacles making them a danger to other road users, they should be used on cycle lanes and where appropriate paved ares only
You miss read my point I am saying third party insurance should be a requirement for electric bikes and scooters, I was not saying insurance for electric bike is currently a requirement