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I think you are dishing out plenty of blame in post 54, points that may be correct or not only time will tell. However, what we do know today, as an irrefutable fact, is that the regulatory policies of the Labour Party under Blair/Brown on the financial services sector in the lead up to 2008...

While you are dishing out the blame don’t forget the Labour Party under Blair and Brown which gave us a “light touch” regulatory system for the banks and financial services sector............we know how that turned out, albeit the Chancellor did recognise their failings eventually...