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He’s just jealous that you’ve lived.

I went to a huge state comp, it was eventful to say the least, often funny too. Truancy rife. The incidents they talk about at school now are so tame, school rules are so strict and overbearing.

I have a lovely relationship with my teenage kids, I’ve told them some of the tamer, funny stuff, including some school antics. They love it, always with the proviso, do not do what I did. A brother of mine had a few transgressions worse than mine and certainly ‘maxed out’ his teens and...

We were normal lads, I’d do it all again if only I could. Overall, some great times.

Sorry then, you’re correct. 5live had a slightly different scenario tonight, answered by an expert, where it was a happy and unexpected outcome. Will you need to turn to Universal Credit, if you don’t mind me asking?

I worked with professionals who’d proudly got through their law, accounting or tax exams by their early 20’s, then gone straight into wkng over earning loads of money. Their lives mapped out desperately hoping to marry another stiff, buy that big house, plan for future school fees, blah, blah...

Did you have a contract before 3rd March, not just a job offer?

I’ve known that tight type too - the obsessive checking of healthy savings balances and ISA values, their heating turned off to such an extent that everyone’s uncomfortably cold, finding the cafe with the most dirt cheap instant coffee and feeling smug about it, relieved that they don’t need to...

So are you. Love the way you’re not petty party politicising discussions, and I didn’t realise you had another string to your bow with a full understanding of tax stuff where others are talking broad-brush poo. :bowdown:

But have you truly lived a life though? Have you been generous in supporting your loved ones out of your precious savings and investments, donated generously to charities from your funds? I’ve worked with incredibly tight colleagues, the watch the pennies and the pounds the look after...