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I have been inundated with my clients today. My advise would be if you have a mortgage to review shortly, start looking 4-6 months before and apply no later than 3 months before your rate ends as the " free legals " are usually poor to dreadful and time is needed. I would if you are thinking of...

Please PM me and I can have a look for you. Fixed rates are so low, 1.19% for a 2 year and 1.5% for a 5 year depending on deposit I cannot see much of the 0.5% cut being passed on. They make very little from the interest rate, most make some money with the arrangement fee they charge usually £...

Good news for those on variable and tracker rates depending on how much each lender passes on. Tracker rates will fall but some have a floor. They may take it as an opportunity to boost the very fine profit margins on mortgages re variable rates and overall profitability. Not much difference to...