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Obviously a new credit card is a different story, but he didn’t say that in the original post.

Credit card is the worst option pretty much full stop, unless you can pay it off within a month or two? Bank, probably ,yes. £1,500 on a car, you are walking into a minefield. @£3k minimum to get something that ‘should’ be reliable. Surely you would buy an e-bike? If you are getting old, why...