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But I will have a mobile shed - now I'm interested!! Yeah I followed the advise on here. Although hindsight suggests I was stupid (nothing new there). The first one turned me down and I thought 'that's odd, oh well I'll just move onto the next pre approved lender'. Silly silly boy. It...

Thanks for all the instant advice. I'm kind of at a loss here, esp as it's so far removed from my comfort zone. I've just been bumbling along as always. Nothing has changed financially, mortgage, direct debits etc. I have 1 credit card, which has about £4k 'spare' on it. In being turned...

Would that it were so simple. More help needed. I've just been twice turned down for £1,750 money transfer cards. I've just done an Experian Credit Score and have returned:- 989 out of 999 - "Hi Stat. Well done, your score is Excellent". What the fudge is going on? And yes the irony of...

For all you completists out there it seems a Money Transfer Card is my way to go. Apply for card. They pay £1500 into my bank account. Then pay the card off at 0% for 20 (ish) months with the money I 'save' by downsizing the car. Thanks again chaps.

Thanks everybody, good old NSC. My boss' brother runs a small local garage he's got a couple of boxes on wheels, low milage Skoda Fabia's, I think he said. (As said I have no standards) I just need to rustle up some cash. I don't know whether I should be proud of or embarrassed about the...

Morning all, one of the many gaps in my knowledge centres around loans. In this case my car is on its last wheels with the MOT looming. Seemingly I can get another car, cheaper to run, for the price of the work needed. So it makes sense to make the change only I've always shide away from...